Your money.
Your card.
Your internet.
Get a virtual CelerCard, add money using supported funding methods, and pay online — without needing a traditional bank card.
Cardholder
FATOU CEESAY
Expires
09/29
Your money works locally.
The internet speaks cards.
CelerCard connects them.
Your Money
CelerCard
The Internet
The Problem
You have the money.
The website wants a card.
You earn money.
You receive money.
You keep money — as cash, in a wallet, however you hold it.
You pay for what you need locally.
Then you reach an international website.
"Enter your card details."
And suddenly the money you have isn't the money the page will take.
checkout.example-store.com
No card?
Payment blocked.
The Workaround
The old way
Need to pay online
Ask someone with a bank card
They pay for you
You reimburse them
Why this doesn't work
- ✕Depends on someone else
- ✕Slow
- ✕Awkward
- ✕Doesn't scale
- ✕Bad for recurring subscriptions
- ✕Not everyone has someone to ask
There should be a better way.
The Solution
Meet CelerCard.
A virtual card designed to turn the money you already have into a simple way to pay online — built for people without access to traditional card payments.
Get your CelerCard
Create an account and complete the required verification.
Add money
Add money to your card using a supported funding method.
Pay online
Use your CelerCard details wherever the card is supported.
Stay in control
See your balance, manage your card, and track your transactions.
Adding Money
Start with the money
you already have.
People hold money in different forms. CelerCard is being designed around that reality — so getting money onto your card fits how you already keep it.
Mobile money
The funding method we are building around first in The Gambia.
Cash
For people who do not use a bank or a mobile-money account.
Other local methods
Bank-based and other local payment rails, where they are supported.
Supported funding methods
Your CelerCard balance
Paying online
CelerCard has not launched yet. Which funding methods are available will be confirmed at launch and may depend on your location.
The Product
Your CelerCard account
A focused, card-first payment experience.
app.celercard.com
Balance
GMD 2,840
Cardholder
FATOU CEESAY
Expires
09/29
Recent Activity
Interface demonstrationOnline Subscription
Online payment
-GMD 1,150
Cloud Service
Online payment
-GMD 720
Digital Service
Online payment
-GMD 380
Fictional transactions shown for illustration purposes only.
Card Options
Two ways to pay.
One CelerCard account.
Start with a virtual card for online payments. A physical card will follow — so you're covered online and in-store.
Virtual Card
Instant. Digital. Online-ready.
A digital card you can use immediately for online payments. No waiting for delivery — your card details are available right in your CelerCard account.
- Instant access after approval
- Use immediately for online payments
- Card details visible in the app
- No physical delivery required
Physical Card
Tap to pay. In-store and online.
A physical card for in-store payments and ATMs where supported. Everything you love about CelerCard, now in your wallet.
- Contactless tap-to-pay
- Use in-store where accepted
- Same balance and controls as virtual
- Coming after virtual card launch
Both card types share the same balance, security controls, and transaction history within your CelerCard account.
Use Cases
If it accepts your card,
CelerCard can help you pay.
Where supported by the card network and merchant.
Work
- AI tools
- Cloud platforms
- Developer tools
- SaaS
Learn
- Online courses
- Certifications
- Learning platforms
Build
- Domains
- Hosting
- Business software
- Advertising
Live Online
- Streaming
- Digital subscriptions
- International services
Card Networks
Designed for the networks
merchants already trust.
CelerCard is being built to work with major card networks — so your card is accepted where online payments already happen.
Where supported by the card network and merchant. Availability may vary.
Cardholder
FATOU CEESAY
Visa
Accepted globally across millions of online merchants and subscription services.
Cardholder
FATOU CEESAY
Mastercard
Widely supported for online payments, recurring billing, and international services.
Visa and Mastercard are shown as illustrative examples of card networks CelerCard is designed to support. Actual network availability will be confirmed closer to launch.
Mobile-First
Designed for the way
you already use money.
CelerCard is built for mobile-first markets. Everything you need — your card, your balance, your transactions — right on your phone.
- ✓Card details at a glance
- ✓Check your balance instantly
- ✓Add money using supported funding methods
- ✓View transaction history
- ✓Freeze your card anytime
Welcome back
Fatou Ceesay
Balance
GMD 2,840
•••• 4821
Active
Recent Activity
Your money deserves
serious protection.
We're building CelerCard with security principles at the core — without making unsupported claims.
Identity verification
Users complete appropriate KYC before accessing relevant functionality.
Transaction monitoring
Transactions are monitored for suspicious activity and risk.
Spending controls
Limits and merchant restrictions can help reduce fraud exposure.
Card controls
Users can manage and freeze their card.
Clear transaction status
Users should know whether a payment succeeded, failed, or was declined.
We will share more about our security infrastructure as CelerCard approaches launch.
Starting in The Gambia.
The Gambia is where we're starting — because this is a problem we understand firsthand.
Money can move locally. Digital commerce is global. CelerCard is being built to help connect the two — starting where we know the problem best.
The Gambia
Where we start
Africa
The broader opportunity
Global Internet
Where it leads
The Vision
Start local. Think global.
CelerCard starts in The Gambia, with a long-term ambition to make digital payment access easier across markets where money moves well locally but card access remains limited.
Potential future markets may include other West African markets. We will only announce availability in countries where CelerCard has actually launched.
Timing
Why now
Digital Money Has Matured
Mobile wallets and digital payments are already part of everyday life.
The Digital Economy Is Growing
People increasingly work, learn, build businesses, and consume services online.
Online Payments Still Depend on Cards
There remains a disconnect between the money people hold locally and the payment method many international services accept.
Early Access
Be first in line.
CelerCard is being built now. Join the early-access list and we'll let you know when it's ready.
Join 100+ early members who've already claimed their spot
FAQ
Frequently asked questions
CelerCard is a virtual-card product designed to turn money you already hold into a simple way to pay online — without needing a traditional bank card.
Get your CelerCard, add money using a supported funding method, and use the card details for online payments where the card is supported.
CelerCard is designed for people who do not have access to traditional card payments, so it is built around supported funding methods rather than a bank card you already hold. Exact requirements, including identity verification, will be confirmed at launch.
Through the funding methods supported in your location. We are starting with supported mobile-money funding in The Gambia, and we will confirm the full list at launch.
Supported mobile-money funding is the method we are building around first for the Gambian launch. Which providers are supported will be confirmed before launch.
We are exploring cash-based funding options for customers who do not use a bank or a mobile-money account. Availability will depend on the launch model and supported locations, and we will only announce it once it is real.
Wherever the underlying card network and merchant support the transaction. Availability and restrictions may vary.
The product is designed to support online payments such as subscriptions where supported.
No. CelerCard is a fintech payment product, not a traditional bank, and it is not a replacement for your bank or your mobile-money account.
CelerCard is currently being prepared for launch. Join the early-access list for updates.
Your money.
Ready for more of the internet.
Get early access to CelerCard.